How assets are classified? Assets for a bank are the loans it has given and investment made by the bank. Most important assets for banks are loans given by it. Similarly, banks make investment in government securities by purchasing them.
Apr 15, Prior the recent series of capital infusion, the government had The bank has also identified various non-core assets and real estate properties for sale to shore up its capital, sources said.
The bank, which is one of the richest in terms of real estate assets, recently got them valued at market rate and made it part of core capital, sources said, adding that this has strengthened the balance sheet of the lender.
This was in addition to a strong dose of capital infusion to the tune of Rs 7, crore on March A sum of Rs 2, crore was infused last year. RBI, in its communication to the Finance Ministryhad also raised the need for more robust risk assessment and improvement in credit underwriting standard.
The bank is in the process of addressing these two concerns, sources said. Gross non-performing loans were pegged at Rs 50, crore at the end of December It reported a net loss of Rs 1, crore in the December quarter.
Strategies have been drawn to ensure that the NPAs are reduced in a structured manner by taking help of Insolvency and Bankruptcy Code IBC and other means, sources said.Personal Loan: Compare Personal Loan Interest Rate from 30+ Banks Check Eligibility Calculate your Monthly EMI in 10 Secs Paperless Approval in 30 Mins Loan upto ₹ 30 Lakhs Apply Online Now Get Amazon Gift Card ₹ FREE.
NON-PERFORMING ASSETS: A STUDY OF STATE BANK OF INDIA webkandii.comn webkandii.comnakrishnan The earning capacity and profitability of the bank are highly affected due to this NPA.
OBJECTIVES OF THE STUDY The present study has the following objectives: collected from various issues of SBI Annual Reports and RBI . Economics part4 - Free download as PDF File .pdf), Text File .txt) or read online for free.
NPA Forum. Welcome to the NPA Forum.
This forum is moderated and contributors are expected to use their real names. Send your forum message here. Banking Sector Reforms and NPA: A study of BANKING SECTOR REFORMS AND NPA: A STUDY OF INDIAN COMMERCIAL BANKS Meenakshi Rajeev and H P Mahesh 1 Abstract The issue of non -performing asset s (NPA), the root cause of the recent global financial crisis, has various dimensions and explains how mere recognition of the .
Gross Non-Performing Assets (GNPAs): Gross NPA is the sum of all loan assets that are classified as NPA as per RBI guidelines. Gross NPA Ratio is the ratio of gross NPA to gross advances (loans) of the bank.